Tom is a graduate of Murray State University, holding a B.S. degree in History and Political Science and a M.S. degree in Communications/Journalism. Tom began his insurance career in 1979 when he joined Meidinger and Associates in Louisville, an employee benefits and human resources consulting firm. During his tenure with Meidinger – which was subsequently acquired by William M. Mercer, a subsidiary of Marsh USA — Tom performed a variety of consulting roles related to the implementation of employee benefit programs, with primary emphasis on communication and enrollment in various plans.
In 1985, Tom left Mercer and joined a small employee benefits consulting firm in Nashville, TN, that was later acquired by Aon Corp. In 1994, he left Aon to join a small property and casualty insurance agency in Frankfort. In 1997, Tom joined with John Nelson to form Nelson/Monarch Insurance Services. Within three short years, Nelson/Monarch grew to be one of the states largest agencies specializing in governmental entities – with more than $14 million in premium volume in public entity coverage alone. In 2001, Nelson/Monarch merged with Arthur J. Gallagher and Tom remained as head of the Kentucky office and Area Vice President.
In August, 2006, Tom left Gallagher and again joined with John Nelson to form Commonwealth Risk Solutions, Ltd. (CRS). CRS specializes in providing insurance to educational institutions, public entities, petroleum marketers and agri-business accounts. CRS also is the exclusively endorsed insurance agency for the Association of Independent Kentucky Colleges and Universities (AIKCU).